I am a 22 year old licensed insurance Agent in MD and need advice

My first query is How can I begin to generate sales without purchasing Leeds at this time, they are too costly, and without using a book from my office? I have to reach a sales quota before I can have my book.

My second query is this, is my NMN valid for all states and do I only need to pay the licensing cost if I eventually want to move to New York City? If I want to sell insurance in New York or any other state, will I need to retake the exam for that state?

It is advisable to inquire directly with the departments as each state has its own set of protocols.

As a 22-year-old licensed insurance agent in Maryland, I’ve done extensive research to find the best ways to start making sales without having to purchase leads. From the information I’ve gathered, the key is to focus on building a strong network and leveraging your existing connections. First, I should take advantage of the 25 consecutive years of licensing requirement that allows experienced agents to complete just 8 hours of continuing education per renewal period. This will free up more time for me to actively prospect and market my services. Next, I’ll need to ensure I have all the proper appointments and authorizations in place with carriers, especially for motor club products, which require proactive reporting to the state before soliciting business. To generate leads, I can leverage my personal and professional contacts, such as friends, family, and any existing clients. Networking through local business groups, industry events, and social media can also help me connect with potential customers. Additionally, the Maryland Insurance Administration website has valuable resources on compliance and licensing requirements that I’ll continue to reference as I grow my insurance business. With the right strategies and a commitment to ongoing education, I’m confident I can start making sales and building a successful career as a young agent in Maryland.

If you want to sell insurance in New York City, you will need to obtain a separate New York insurance license. This will likely involve taking the New York licensing exam.