Hi everyone, I’m considering high-risk term life insurance but I’m unsure if it’s the right choice for me. I’m a 45-year-old with a history of heart issues and a high-stress job. I’m worried about my family’s financial security if something were to happen to me. Can anyone share their experiences or advice on how high-risk term life insurance might fit my situation?
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I’m in a similar boat. I’m 50 and have diabetes. High-risk term life insurance was a good option for me because it provided peace of mind. The premiums are higher, but it’s worth it knowing my family is covered. I’d recommend speaking to a broker who specializes in high-risk policies to get the best deal.
The State Farm agent has it all.
It doesn’t hurt to apply to several companies; you may do that 100% of the time.
Though not as huge as State Farm, Legal and General is still among the biggest insurers in the world.
The advice to “don’t buy online” is all wrong. When something is a one-trick pony, like Plum, Haven, Ethos, etc., I get it. However, Policy Genius is merely a stand-alone internet insurance provider.