Do people still buy life insurance or is it a waste of time?

Seeking Advice
21

I saw a post today from someone who was just diagnosed with a terminal illness. They had no life insurance, barely any savings, and were asking for advice on how to support their family before they passed.

Some people don’t realize how important life insurance is until it’s too late.

22

My partner and I just bought term life insurance this week.

23

I have an indexed universal life policy, paying over $200k a year in premiums. It’s part of a cash management strategy. Eventually, I’ll set up a bigger policy for my family to manage future tax issues.

24

I have life insurance. If you’re selling, focus on high earners with dependents.

25

Devon said:
I have life insurance. If you’re selling, focus on high earners with dependents.

Thanks. It just seems like high earners think they don’t need it because they have savings.

26

If you have a family, life insurance is just common sense.

27

Pat said:
If you have a family, life insurance is just common sense.

I have a $1 million, 15-year policy for $45 a month.

28

Life insurance is still in demand. If you build trust and focus on educating clients, there’s plenty of opportunity.