Allstate whole life insurance policy sold to Wilton Reassurance Life. What are my rights?

Seeking Advice
1

My policy with Allstate was sold to Wilton.

  1. They have no online portal.
  2. they could provide some basic details, but not information like how much of a loan I can take against the policy and what the interest rate is.
  3. there are a lot of complaints online from people who say they aren’t getting paid out when the policyholder dies.
  4. general complaints about staying away, customer service.

Wondering if anyone knows if I have any rights to try to get another company to purchase the policy?

2

You can do a 1035 from this policy into another policy if you can get through underwriting. Both the IRS and insurance companies treat 1035 much more favorably than fresh money.