Lost on FEGLI Life Insurance Claim Process, Help,,,,

General
1

Hey everyone,

I recently lost my husband who was a federal employee. We always knew he had FEGLI life insurance, and I’m so grateful for it during this difficult time. However, I’m feeling a bit overwhelmed by the claims process.

I remember him mentioning some paperwork a while back, but I can’t seem to find it anywhere. Does anyone know where to start with filing a claim? Is there a specific form I need to fill out, and who should I contact?

Any advice would be greatly appreciated guys…

2

I’m sorry for your loss. To start the FEGLI claim, contact the Office of Federal Employees’ Group Life Insurance (OFEGLI) at 1-800-633-4542. You’ll need to fill out the SF 2821 form and provide a death certificate. They can guide you through the paperwork and process.

3

I’m deeply sorry for your loss. Navigating a FEGLI (Federal Employees’ Group Life Insurance) claim can be challenging, but here are some steps to help you through the process:

Initial Steps:

  • Contact the HR Department: Reach out to your husband’s former employer’s HR department. They will guide you through the process and provide the necessary forms.
  • Gather Required Documents: Collect copies of your husband’s death certificate, your marriage certificate, and your Social Security number.
  • Complete the Claim Form: Obtain the FEGLI claim form (usually form FE-6) from HR, and fill it out accurately and completely.
  • Designate a Beneficiary: If not already done, ensure you designate a beneficiary for the insurance proceeds.
  • Contact the Office of Personnel Management (OPM): You might need to get in touch with the OPM for additional instructions or to expedite your claim.

Important Considerations:

  • Timely Filing: Submit your claim as soon as possible to avoid delays.
  • Understand Your Benefits: Review the terms of the FEGLI policy to fully understand your entitlements.
  • Seek Professional Help: If the process feels overwhelming, consider consulting a financial advisor or attorney who specializes in insurance claims.
1 Like
4

I’m deeply sorry for your loss and understand how overwhelming it can be to navigate through the claims process during such a difficult time. When my husband passed away, who was also a federal employee, I was in a similar situation with his FEGLI life insurance. I started by contacting the Office of Personnel Management (OPM) since they manage the FEGLI program. The specific form you’ll need is the FE-6, which is the Claim for Death Benefits. You can usually get this from OPM or possibly even the HR department of your husband’s former workplace. They can guide you through the steps and help ensure that you have all the necessary documentation. Hang in there, and don’t hesitate to ask for help as you go through this.

5

I’m here to support you and sorry for your loss.

#4 FEGLI Claim Procedures:

  1. Get in touch with HR: - Request forms and advice from HR.

  2. Collect Documents: - Get Social Security numbers, marriage and death certificates.

  3. Complete FE-6 Form: - Obtain it from OPM or HR, and correctly fill it out.

  4. Check Beneficiary: - Verify or amend beneficiary information with OPM/HR.

  5. Get in touch with OPM: - Particularly if your spouse was employed by a federal agency.

Vital Advice:

Promptly File: Prevent postponements.

  • Know the Advantages: Examine the policy.
  • Seek Help: If you need assistance, speak with a financial advisor or lawyer.
    Follow Up: Recheck claim status with OPM and HR on a regular basis.
  • Think About Counseling: Seek assistance if required.

Don’t hesitate to request more assistance.