I hold all four lines of authority but just haven’t used my insurance license as of yet and it’s been 10 years lol my question is my mom smokes cigarettes. Is there any type of life insurance policy she can get with that being said besides that she’s very healthy. Let me know how much could cost monthly anything you can give me information wise
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Yes, just at smoker rates
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I’m not an agent, but I work on the actuarial side. We price products for both smokers and non-smokers. You’ll receive a smoker rate initially, but if you quit smoking, you can apply for a non-smoker rate.
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Can you give me an estimate of how much it will cost a month?
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Yes, your mom can still get life insurance even if she smokes. Her premiums will likely be higher compared to non-smokers due to the increased health risks associated with smoking. Consider looking into a term life insurance policy, which is generally more affordable.
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Yes your mother can get life insurance. For more details plz inbox me…I am employee of life insurance.