I’ve been thinking about getting life insurance lately. It just seems like the responsible thing to do, you know? But then I remembered my cholesterol levels… they haven’t exactly been the greatest. I used to get them checked regularly, but they were a bit on the high side.
So, my question is: Will high cholesterol automatically disqualify me from life insurance? Or can I still get coverage, even if it costs a bit more?
If you are concerned about getting life insurance due to high cholesterol, try not to worry too much. Although high cholesterol might increase the cost, it doesn’t mean you can’t get insurance at all. Insurers consider your overall health, not just your cholesterol levels.
Hi Nelly, High cholesterol doesn’t automatically disqualify you from life insurance. Insurers consider your overall health. You may pay higher premiums, but coverage is usually available. Managing your cholesterol and comparing quotes from different insurers can help you find the best rates.
youre concerns are founded, apparently, these b.s insurance companies regard high cholesterol as a death sentence 
So, automatically, they’ll downgrade your status to a client with a high risk of dying i.e, a short life span. I think it is unfair, considering that you may also pay higher premiums if you develop such a condition after staring to pay up your premiums
I don’t think your statement is entirely true. But I have read that if you want your premiums to remain constant then you should consider a guaranteed premium life insurance policy whereby you’ll pay the exact same amount till the policy ends. On the opposite end is the reviewable policy where the insurer has the right to increase your annual premiums.
A history of high cholesterol will not prevent you from acquiring life insurance. If your high cholesterol is managed with medicine, you can expect to pay some of the most reasonable life insurance rates.