Best cheap term life insurance company? Any ideas?
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It depends on your age, health, term length, and the amount you want. Some options include Banner Life, Protective, American General/Corebridge, Pacific Life, Penn Mutual, Thrivent, GTL, and others.
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Cheap means and cheap, just keep that in mind.
I wanna buy a cheap car or house?
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fast, cheap, and good. u can have any 2 of those that u want…as Brad Lea would say.
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It’s hard to say without knowing your age and health, but I recently quoted a 39-year-old male in perfect health who asked a similar question, so I’ll share his quote:
- 10-year term
- Perfect health
- 39-year-old male
- $1,000,000
Cheapest:
- $24/month - Transamerica
Cheapest from a top-rated company (what I recommended):
- $29.18/month - Guardian Life Insurance
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At what face amount?
I just did a 250k very healthy 10 year term non tobacco with Southern farm bureau for $18.39 and 500k at $26.77 a month
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Pacific Life was cheapest for me.
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You’ll hear two answers to this question. One from people who sell life insurance, who say price doesn’t matter, and another from regular people. I’m just a regular person. I have two policies. I can’t remember who my first one is with, but my second is with John Hancock. They offer a rewards program for healthy living. You can get a free Apple Watch, free Amazon Prime, and chances to win gift cards. I have a 20 or 30-year, $500,000 policy, and I only pay $21 a month.