Has anyone dealt with this life insurance company before? My fiancé, who works at a grocery store with union benefits, received a paper about life insurance in the mail, and since I handle paperwork, I filled it out. Since then, they’ve been calling us relentlessly, multiple times a day, and eventually, we had a Zoom appointment with them.
During the appointment, which lasted from 12:30 to 3:00, they went over various aspects of life insurance, accidental death coverage, and other benefits. However, I realized it was a different company, not related to his union benefits. To my surprise, they told us we need to see if we qualify, it’s not guaranteed, and it would cost almost $200 a month.
Feeling annoyed and unprepared, I ended up agreeing to it without discussing it with my fiancé beforehand. Now I’m having second thoughts and considering canceling it. I don’t want to tell my fiancé and disappoint him after making him sit through the lengthy appointment. However, I feel like the $200 a month could be better spent paying off debt.
I’d appreciate hearing about others’ experiences with this company. Are the benefits worth the cost? Should I cancel it and wait until we’re older to reconsider? Any feedback would be helpful. Thanks.