Wasup guys…
I’m currently looking for reviews and feedback on various insurance companies for my upcoming policy renewal. I want to make sure I choose a reliable company that offers good customer service and coverage options.
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Several reputable insurance companies known for offering whole life policies with strong cash value growth include New York Life, MassMutual, Northwestern Mutual and Guardian Life. These companies are renowned for their financial stability and consistent dividend payouts, which significantly enhance the cash value accumulation in their whole life insurance policies.
Erie Insurance
They’re highly respected in the industry, with more positive opinions than most big carriers you see on Super Bowl commercials. Personally, their prices weren’t competitive for me in my state, but I would have chosen them without hesitation if they were. Online reviews often come from people who don’t understand what they bought, instead of asking questions beforehand, which can make them unreliable.
I’ve found the best success with big carriers, who do little to no advertising. The giants who advertise all over the place are just looking for numbers and will take anyone to boost their income, while their workers are so overworked it’s hard to get a response. But the companies that do multiple lines (auto, property, specialty lines) are the sweet spot - they make enough money where they don’t have to advertise a TON, although you’ll see a commercial here and there, or see them sponsor a sports event occasionally.
The ones I would never consider are state minimum requirements, or other non standard companies. They have their purpose, but not enough coverage for me.
Call their claims department and see how long it takes to reach a human. If they don’t give a shit to properly employ their claims department, what good are they since that’s pretty much the sole forward facing contact for the company that’s not sales driven.